Is something we hear a lot of in Socal and even more so in Florida. Well folks, if you're guilty of saying that then you're just not wearing the right stuff.
There are fully vented mesh jackets out there that have full protection yet weight little more than a long sleeve T-shirt. And don't forget that helmet liners are washable.
Of course, the other option is roadrash seeping all over your bed sheets!
Wear gear!